Prospectus

Prospectus

Steward Funds Prospectus

Fidelity Asset Manager^® Prospectus

Fidelity^® 500 Prospectus

Fidelity® Small Cap Prospectus

Fidelity® International Index Fund Prospectus

Fidelity^® NASDAQ^® Composite Index Fund Prospectus

Vanguard Mid-Cap Index Fund Prospectus

Vanguard Total World Stock Index Fund Prospectus

Vanguard Total Bond Market Index Fund Prospectus

Vanguard Real Estate Index Fund Prospectus

JPMorgan Hedged Equity 3 Fund Prospectus

Russell Life Points^® Strategies

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