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Pat joined the AGFinancial team in 2011 after more than 22 years of professional experience in commercial and investment banking. He has helped close over $1 billion in loans to churches, Christian universities, and other qualified non-profits around the country. Pat is a 1989 graduate of the University of Mississippi with a BA in banking and finance. He and his wife, McClellan, have three children. As a family, they are active members in their church, where Pat serves as a board member. He is also on the board of Trinity School.